Inqubomgomo yobumfihlo

Usuku Lokusebenza: Januwari 2025

Wekeza Holdings, Inc. (“Wekeza”, “we”, “our”, or “us”) values your privacy. This Privacy Policy describes how we collect, use, store, and share your information when you access and use our website (www.wekeza.com), mobile applications, and related services (collectively, the “Services”).

📍 1441 Broadway, 5FL PMB 5084, New York, NY 10018

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1. Ulwazi Esiluqoqayo

A. Ulwazi lomuntu siqu olunikezayo

  • Igama eligcwele, ikheli le-imeyili, inombolo yocingo
  • Idatha yezibalo zabantu (isb, ubudala, ubulili, izwe ohlala kulo)
  • Izinketho zemfundo yezezimali kanye nezinhloso zokutshala izimali
  • Ulwazi oluthunyelwe ngamafomu, imibuzo yosekelo, noma izinhlolovo

B. Ulwazi Lwezezimali Nokwenziwa

Uma uvula i-akhawunti noma wenza imisebenzi yezezimali ngohlelo lwethu lokusebenza, singase siqoqe:

  • I-akhawunti yasebhange nezinombolo zomzila
  • Umlando wokwenziwe
  • Izintandokazi zokutshala izimali
  • Idatha ye-brokerage (ngokuhlanganiswa kwezinkampani zangaphandle)

C. Idivayisi Nedatha Yokusetshenziswa

  • Ikheli le-IP, uhlobo lwesiphequluli, i-ID yedivayisi
  • Amakhasi avakashelwe, isikhathi esikusayithi, kanye nedatha ye-clickstream
  • Ulwazi lwendawo (uma unika amandla izinsiza zendawo)

D. Idatha Yenkampani Yangaphandle

KYC verification data disclosure:

  • We use SmileID’s ARKit and TrueDepthAPI to capture face 3D spatial orientation and facial expressions
  • We use this data to ensure the selfie being taken is of a live user for authentication and fraud reduction purposes
  • The ARKit information is processed entirely locally and the spatial orientation/facial expression data is not submitted to any third (or first) parties

2. Indlela Esisebenzisa Ngayo Ulwazi Lwakho

We use your information to:

  • Provide access to Wekeza’s financial education and investment platform
  • Enza ngendlela oyifisayo ukufunda kwakho namathuluzi ezezimali
  • Lungiselela ukuthengiselana okuvikelekile futhi uthobele izimfuneko ze-KYC/AML
  • Xhumana ngezibuyekezo, okunikezwayo, nokuqukethwe kwezemfundo okufanelekile
  • Hlaziya izitayela zokusetshenziswa futhi uthuthukise Izinhlelo zethu
  • Ukuthobela izibopho zomthetho nezokulawula

3. Izisekelo Zomthetho Zokucubungula (Abasebenzisi Bamazwe Ngamazwe)

Uma utholakala e-European Economic Area (EEA), e-United Kingdom, noma kwenye indawo edinga isisekelo esingokomthetho sokucutshungulwa, sithembele kulokhu:

  • Consent (e.g., when you sign up or opt in)
  • Contractual necessity (e.g., to deliver Services)
  • Legal obligations (e.g., financial regulations)
  • Legitimate interests (e.g., platform security, analytics)

4. Ukwabelana Ngolwazi Lwakho

We do not sell your personal data. We may share it with:

  • Service providers and vendors (e.g., for cloud storage, analytics, customer support)
  • Financial and legal partners (e.g., banks, brokerage firms, advisors)
  • Government authorities (e.g., for legal compliance or fraud prevention)
  • With your consent, where applicable

Bonke abantu besithathu kudingeka ukuthi bagcine ubumfihlo nokuvikeleka kolwazi lwakho.


5. Ukugcinwa Kwedatha

Sigcina idatha yakho yomuntu siqu kuphela isikhathi eside njengoba kudingeka ukuze:

  • Nikeza Amasevisi
  • Ukuthobela izibopho zomthetho
  • Xazulula izingxabano
  • Ukuphoqelela izivumelwano

You may request deletion of your data (see Your Rights below).


6. Amalungelo Nezinqumo Zakho

If you are in the U.S. (including California residents):

  • Right to Know about personal data collected
  • Right to Delete personal data
  • Right to Opt-Out of data sharing/sale (we do not sell your data)
  • Right to Non-Discrimination for exercising privacy rights

Ukuze usebenzise amalungelo akho, i-imeyili:

If you are in the EEA, UK, or other international locations:

  • Right to Access, Rectify, or Erase your data
  • Right to Object or Restrict processing
  • Ilungelo lokuphatheka kwedatha
  • Right to Withdraw Consent at any time

Ukuze wenze isicelo, thumela i-imeyili:


7. Amakhukhi kanye Nobuchwepheshe Bokulandela

I-Wekeza isebenzisa amakhukhi kanye nobuchwepheshe obufanayo ukuze:

  • Ukusebenza kwewebhusayithi
  • Izibalo nokulandelela ukusebenza
  • Ukuthuthukisa ukumaketha

Ungaphatha okuncamelayo kwekhukhi usebenzisa izilungiselelo zesiphequluli sakho noma isibhengezo sekhukhi yethu ekuvakasheleni kokuqala.


8. Ezokuphepha

Sisebenzisa izivikelo ezifanele zobuchwepheshe nezenhlangano ukuze sivikele idatha yakho, okuhlanganisa:

  • Ukubethela (SSL)
  • Vikela ukugcinwa kwedatha
  • Izilawuli zokufinyelela kanye nokuqinisekisa
  • Ukuqapha njalo ubungozi

Nokho, alukho uhlelo oluvikelekile nge-100%. Sikukhuthaza ukuthi usebenzise amaphasiwedi aqinile futhi ugcine imininingwane ye-akhawunti yakho iyimfihlo.


9. Ukudluliselwa Kwamazwe Ngamazwe

Idatha yakho ingase idluliselwe futhi icutshungulwe e-United States noma kwamanye amazwe lapho ozakwethu bethu noma amaseva akhona. Siqinisekisa izivikelo ezifanele njengezigaba zenkontileka ezijwayelekile zokudluliswa kwedatha yamazwe ngamazwe.


10. Children’s Privacy

UWekeza akaqoqi ngamabomu ulwazi lomuntu siqu ezinganeni ezingaphansi kweminyaka engu-13 ngaphandle kwemvume yabazali. Uma ukholwa ukuthi siqoqe ulwazi olunjalo, sicela usithinte ukuze ulususe.


11. Izibuyekezo Kule Nqubomgomo Yobumfihlo

Singase sibuyekeze le Nqubomgomo Yobumfihlo ukuze ibonise izinguquko kuzinqubo zethu, izibopho zomthetho, noma izici ezintsha. Sizokwazisa ngezinguquko ezibalulekile nge-imeyili noma ngohlelo lokusebenza.

Igcine ukubuyekezwa: Meyi 2025

12. Xhumana nathi

Ngemibuzo noma izinkathazo mayelana nale Nqubomgomo Yobumfihlo noma izinqubo zethu zedatha, sicela uthinte:

  • Inkampani Wekeza Holdings, Inc. | 1441 Broadway, 5FL PMB 5084, New York, NY 10018
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