Sera ya Faragha
Tarehe ya Kutumika: Januari 2025
Wekeza Holdings, Inc. (“Wekeza”, “we”, “our”, or “us”) values your privacy. This Privacy Policy describes how we collect, use, store, and share your information when you access and use our website (www.wekeza.com), mobile applications, and related services (collectively, the “Services”).
📍 1441 Broadway, 5FL PMB 5084, New York, NY 10018
1. Taarifa Tunazokusanya
A. Taarifa za Kibinafsi Unazotoa
- Jina kamili, barua pepe, nambari ya simu
- Data ya idadi ya watu (kwa mfano, umri, jinsia, nchi ya makazi)
- Mapendeleo ya elimu ya kifedha na malengo ya uwekezaji
- Taarifa zinazowasilishwa kupitia fomu, maswali ya usaidizi, au tafiti
B. Taarifa za Fedha na Shughuli
Unapofungua akaunti au kufanya miamala ya kifedha kupitia programu yetu, tunaweza kukusanya:
- Akaunti ya benki na nambari za uelekezaji
- Historia ya muamala
- Upendeleo wa uwekezaji
- Data ya udalali (kupitia miunganisho ya wahusika wengine)
C. Data ya Kifaa na Matumizi
- Anwani ya IP, aina ya kivinjari, kitambulisho cha kifaa
- Kurasa zilizotembelewa, saa kwenye tovuti, na data ya kubofya mkondo
- Maelezo ya eneo (unapowasha huduma za eneo)
D. Data ya Wahusika wengine
KYC verification data disclosure:
- We use SmileID’s ARKit and TrueDepthAPI to capture face 3D spatial orientation and facial expressions
- We use this data to ensure the selfie being taken is of a live user for authentication and fraud reduction purposes
- The ARKit information is processed entirely locally and the spatial orientation/facial expression data is not submitted to any third (or first) parties
2. Jinsi Tunavyotumia Taarifa Zako
We use your information to:
- Provide access to Wekeza’s financial education and investment platform
- Geuza matumizi yako ya ujifunzaji na zana za kifedha kukufaa
- Kuwezesha miamala salama na kutii mahitaji ya KYC/AML
- Wasiliana na masasisho, matoleo na maudhui muhimu ya elimu
- Changanua mitindo ya matumizi na uboreshe Huduma zetu
- Kuzingatia wajibu wa kisheria na udhibiti
3. Misingi ya Kisheria ya Uchakataji (Watumiaji wa Kimataifa)
Ikiwa unaishi katika Eneo la Kiuchumi la Ulaya (EEA), Uingereza, au eneo jingine la mamlaka linalohitaji msingi wa kisheria wa kuchakata, tunategemea:
- Consent (e.g., when you sign up or opt in)
- Contractual necessity (e.g., to deliver Services)
- Legal obligations (e.g., financial regulations)
- Legitimate interests (e.g., platform security, analytics)
4. Kushiriki Taarifa Zako
We do not sell your personal data. We may share it with:
- Service providers and vendors (e.g., for cloud storage, analytics, customer support)
- Financial and legal partners (e.g., banks, brokerage firms, advisors)
- Government authorities (e.g., for legal compliance or fraud prevention)
- With your consent, where applicable
Wahusika wote wa tatu wanatakiwa kudumisha usiri na usalama wa taarifa zako.
5. Uhifadhi wa Data
Tunahifadhi data yako ya kibinafsi kwa muda tu inavyohitajika ili:
- Toa Huduma
- Kuzingatia majukumu ya kisheria
- Suluhisha mizozo
- Kutekeleza makubaliano
You may request deletion of your data (see Your Rights below).
6. Haki na Chaguo zako
If you are in the U.S. (including California residents):
- Right to Know about personal data collected
- Right to Delete personal data
- Right to Opt-Out of data sharing/sale (we do not sell your data)
- Right to Non-Discrimination for exercising privacy rights
Ili kutekeleza haki zako, tuma barua pepe: info@wekeza.com
If you are in the EEA, UK, or other international locations:
- Right to Access, Rectify, or Erase your data
- Right to Object or Restrict processing
- Haki ya Kubebeka Data
- Right to Withdraw Consent at any time
Ili kutuma ombi, tuma barua pepe: info@wekeza.com
7. Vidakuzi na Teknolojia za Ufuatiliaji
Wekeza hutumia vidakuzi na teknolojia sawa kwa:
- Utendaji wa tovuti
- Uchanganuzi na ufuatiliaji wa utendaji
- Uboreshaji wa uuzaji
Unaweza kudhibiti mapendeleo yako ya vidakuzi kupitia mipangilio ya kivinjari chako au bango letu la vidakuzi unapotembelea mara ya kwanza.
8. Usalama
Tunatekeleza ulinzi ufaao wa kiufundi na shirika ili kulinda data yako, ikijumuisha:
- Usimbaji fiche (SSL)
- Hifadhi hifadhi ya data salama
- Vidhibiti vya ufikiaji na uthibitishaji
- Ufuatiliaji wa mara kwa mara wa udhaifu
Hata hivyo, hakuna mfumo ulio salama wa 100%. Tunakuhimiza kutumia manenosiri thabiti na kuweka maelezo ya akaunti yako kwa usiri.
9. Uhamisho wa Kimataifa
Data yako inaweza kuhamishwa na kuchakatwa nchini Marekani au nchi nyingine ambako washirika au seva zetu ziko. Tunahakikisha ulinzi ufaao kama vile Vifungu vya Kawaida vya Mikataba kwa uhamishaji wa data wa kimataifa.
10. Children’s Privacy
Wekeza hakusanyi taarifa za kibinafsi kutoka kwa watoto walio na umri wa chini ya miaka 13 kwa makusudi bila idhini ya mzazi. Ikiwa unaamini kuwa tumekusanya taarifa kama hizo, tafadhali wasiliana nasi ili kuzifuta.
11. Masasisho ya Sera hii ya Faragha
Tunaweza kusasisha Sera hii ya Faragha ili kuonyesha mabadiliko katika desturi zetu, wajibu wa kisheria au vipengele vipya. Tutakuarifu kuhusu mabadiliko makubwa kupitia barua pepe au kupitia programu.
Ilisasishwa mwisho: Mei 2025
12. Wasiliana Nasi
Kwa maswali au wasiwasi kuhusu Sera hii ya Faragha au desturi zetu za data, tafadhali wasiliana na:
- info@wekeza.com
- Wekeza Holdings, Inc. | 1441 Broadway, 5FL PMB 5084, New York, NY 10018