Ukunika amandla Ikusasa Lakho Lezezimali Lomfundi Wasekhaya: Umhlahlandlela Wabazali Ezifundweni Zemali Eziholwa Yintsha Ka-Wekeza

Ucezu Olulahlekile Ezifundweni Eziningi Zesikole Sasekhaya

USarah wabuka indodakazi yakhe eneminyaka engu-12 ubudala u-Emma ibala imali ebhange lakhe lokulondoloza imbiza yomakhi. “Mama, ngifuna ngempela ukuthenga lelosethi entsha yobuciko, kodwa anginaso isiqiniseko sokuthi kufanele ngisebenzise yonke imali yami engiyibekile kulo,” kusho u-Emma ngokucabanga. Njengomzali wesikole sasekhaya, uSarah ubelokhu eziqhenya ngokudala ulwazi olunzulu lokufunda lwezingane zakhe. Kodwa uma kuziwa emfundweni yezezimali, ngezinye izikhathi wayezibuza ukuthi wayenikeza ulwazi olwanele lwangempela ukuze alungiselele ikusasa labo.

Uma unjengoSarah, uyaqonda ukuthi ukufunda ngezezimali kubaluleke njengezibalo, isayensi nokufunda ezweni lanamuhla. Kodwa ukuthola izinsiza zemfundo yezezimali ezihehayo, ezifanele iminyaka yobudala ezihambisana namagugu akho esikole sasekhaya kungase kuzwakale njengokucinga inaliti ku-haystack. Kulapho uhlelo luka-Wekeza oluwine indondo lwe-WorldofMoney lufika khona – indlela yokufundisana ngezezimali yomhlaba wonke yontanga nokuguqula indlela imindeni efunda ekhaya efundisa ngayo ukuphatha imali.

Faka iWorldofMoney kaWekeza:

Indlela Entsha Yemfundo Yezezimali

Okwenza uhlelo lukaWekeza luhluke yindlela aphatha ngayo intsha ngentsha. Cabanga ngengane yakho ingethulwa esifundweni semali hhayi kochwepheshe abadala kodwa kontanga yayo, abaneminyaka engu-7 - 21. Kufana nokuba nomngane onolwazi oyiqondisa emhlabeni jikelele wezezimali, okwenza imiqondo eyinkimbinkimbi ifinyeleleke futhi ihlobane.

Imfundo yezezimali ye-Wekeza's WorldofMoney inikeza izifundo zokusebenzisana eziqondiswe kuwe eziklanyelwe ukukhula nengane yakho. Ake sihlole ukuthi amaqembu eminyaka ehlukene azuza kanjani kule ndlela entsha:

I-Moguls Encane - Iminyaka engu-7- 9:

Ukwakha Izisekelo Eziqinile

Hlangana no-Tommy, umfundi wasekhaya oneminyaka engu-9 owaqala uhlelo ngonyaka odlule. Njengezingane eziningi ezingontanga yakhe, u-Tommy wayethanda ukudlala imidlalo yevidiyo futhi wayevame ukucela abazali bakhe ukuthi bathenge ngaphakathi kwegeyimu. Ngezifundo zethu zokuqala zika-Young Mogul, wafunda ngalokhu:

• Umqondo oyisisekelo wokuzuza nokonga imali
• Umehluko phakathi kwezidingo kanye nalokho akufunayo
• Indlela yokubeka imigomo elula yezezimali
• Ukuhlelwa kwesabelomali okuyisisekelo ngokuzijabulisa, imisebenzi esebenzisanayo

Manje, u-Tommy wenza izinqumo ezinolwazi mayelana nesibonelelo sakhe futhi waze waqala ne-akhawunti encane yokonga yekhonsoli yakhe yemidlalo yesikhathi esizayo - umgomo azibekela wona ngemva kokuqonda ukubaluleka kokwaneliswa ukubambezeleka.

Ama-Rising Moguls - Iminyaka eyi-10 - 12:
Ukuthuthukisa Isibopho Sezezimali

Emuva ku-Emma, umculi wethu osemusha kusukela ekuqaleni. Ngohlelo luka-Wekeza lwe-Rising Moguls lwebanga eliphakathi, uthole:

• Amandla enzalo ehlanganisiwe (achazwe ngezibonelo ezilandekayo)
• Imiqondo yokutshala izimali eziyisisekelo
• Indlela yokudala nokugcina ibhajethi yomuntu siqu
• Ukubaluleka kokupha ngosizo
• Okuyisisekelo kwezamabhizinisi

U-Emma wenza isinqumo esihlakaniphile mayelana nokuthenga izinto zobuciko. Waqala ibhizinisi elincane ethengisa umsebenzi wakhe wobuciko emihlanganweni yasendaweni yesikole sasekhaya - esebenzisa izimiso zezamabhizinisi azifunde kontanga yakhe abeluleki bakhe.

Ama-Moguls - Iminyaka engu-13 - 18:
Ukulungiselela Ukuzimela Kwezezimali

Cabanga ngoJosh, umfundi wasekhaya oneminyaka engu-17 olungiselela ukuya ekolishi. Izifundo ezithuthukisiwe zeWorldofMoney zamsiza ukuba aqonde:

• Ukwenza ibhajethi nokukhulisa imali ngenzalo
• Umshwalense
• Ukuphatha ikhadi lakho kanye nezikolo ze-FICO
• Ukutshala imali
• Ukuhlala bodwa

Ngenxa yalezi zifundo, uJosh wakhuluma ngokuzethemba ukuhlela kwakhe ekolishi kanye nezibopho zakhe ezingokomthetho zokuphatha imali yakhe.

Why Wekeza's WorldofMoney
I-Youth-by-Youth Approach Iyasebenza

Umlingo wohlelo lwe-Wekeza ulele kumodeli yalo yokufunda ontanga. Lapho imiqondo yezezimali ichazwa yintsha esanda kuyiqonda, ukwaziswa kuba okuhlobanayo futhi kulula ukugayeka. Kufana nokuthi ingane yakini enkulu ikubonise izintambo kunokuhlala esifundweni esisemthethweni.

Le ndlela inikeza izinzuzo eziningana eziyingqayizivele:

1. Izibonelo Ezihlobene: Abeluleki abasebasha basebenzisa izibonelo ezihambisana nempilo yansuku zonke yontanga yabo kanye nezithakazelo zabo.
2. Ukuhlanganiswa Kobuchwepheshe Bamanje: Uhlelo luhlanganisa ngokwemvelo amathuluzi ezezimali esimanje kanye nobuchwepheshe obusetshenziswa abantu abasha namuhla.
3. Ukwakha Ukuzithemba: Ukubona ontanga beqonda futhi bechaza imiqondo yezezimali kusiza abafundi bakholwe ukuthi bangakwazi kahle lawa makhono, futhi.
4. Ukusetshenziswa Kwezwe Langempela: Izifundo zisekelwe ezimweni ezingokoqobo, zansuku zonke abantu abasha abahlangabezana nazo.

Ukuhlanganisa i-WorldofMoney ku
Umjikelezo Wakho Wesikole Sasekhaya

Enye yezinto ezinhle kakhulu zohlelo luka-Wekeza ukuguquguquka kwayo - ilungele isimo esiguqukayo semfundo yasekhaya. Nansi indlela imindeni ehlukene ezifake ngayo izifundo ngempumelelo:

Foster Open Ingxoxo

• Yiba nemihlangano yomkhaya njalo mayelana nezindaba zemali
• Khuthaza imibuzo mayelana nemiqondo yezezimali
• Yabelana ngezinqumo zezezimali ezihambisana neminyaka yobudala kanye nokucabanga kwazo
• Bungaza iziqongo zezimali kanye nokukhetha okuhlakaniphile kwemali

Yakha Ezifundweni

• Dala izinhlelo zokusebenza zomhlaba wangempela zomqondo ngamunye ofundiwe
• Sebenzisa imicimbi yamanje ukuze uxoxe ngezimiso zezimali
• Xhumana neminye imindeni yesikole sasekhaya ukuze uthole imisebenzi yeqembu lokufunda ngezezimali
• Khuthaza izingane ukuba zifundise izingane zakini ezincane imiqondo

Ukubhekana Nezinkinga Ezivamile

Ungase ube nemibuzo njengoba ucabanga ukufaka i-WorldofMoney ka-Wekeza kukharikhulamu yesikole sakho sasekhaya. Ake sibhekane nokukhathazeka okujwayelekile:

"Ingabe ingane yami isencane kakhulu ukuthi ingaqala?"

Ukufunda ngezezimali kufana nokufunda ulimi - uma uqala ngaphambi kwesikhathi, kuba yimvelo. Okuqukethwe kwalolu hlelo okuhambisana neminyaka yobudala kuqinisekisa ukuthi ngisho nezingane ezincane zingaqala ukwakha imikhuba enempilo yokwenza imali ngokwenza imisebenzi yokuzibandakanya, ejabulisayo.

"Ingabe lokhu kuzothatha isikhathi esiningi kwezinye izifundo?"

Ubuhle bemfundo yezezimali ukuthi ihlangana kanjani ngokwemvelo nezinye izifundo. Izibalo, izifundo zezenhlalakahle, ubuchwepheshe, kanye nobuciko bolimi konke kungahlanganisa imiqondo yokufunda ngezezimali, kuyenze ihambisane nekharikhulamu yakho ekhona kunokuba isimbangi isikhathi.

Kuthiwani uma mina ngingazethembi ngezimali?”

Kulapho kugqama khona ukuziqondisa kohlelo lukaWekeza. Ungafunda eduze kwengane yakho, futhi indlela yentsha ngentsha isho ukuthi imiqondo ichazwa ngamagama acacile, aqondakalayo kuwo wonke umuntu.

Izindaba Zempumelelo ezivela Emindenini Yesikole SaseKhaya

Masizwe kweminye imindeni ehlanganise i-WorldofMoney ohambweni lwayo lokufunda ekhaya:

“Indodakazi yami eneminyaka engu-16 ubudala yayivame ukuhlahle amehlo lapho ngizama ukuyifundisa ngemali.” Nokho, ontanga yohlelo lweWorldofMoney babekhuluma ulimi lwayo, manje isifundisa izingane zakwabo ezincane ngokonga nokutshala imali!” - UJennifer, umama wezingane ezintathu ezifunda ekhaya.

"Lolu hlelo lunikeze indodana yami ukuzethemba kokuqala ibhizinisi layo ku-inthanethi eneminyaka engu-14. Isebenzisa amasu okuhlelwa kwesabelomali namanani entengo eyawafunda ukwenza nokudayisa izesekeli zemidlalo yangokwezifiso." - UMichael, ubaba wesikole sasekhaya

"Izingane zami ezintathu zinezitayela ezihlukene zokufunda, kodwa uhlelo lukaWekeza luyakwazi ukuzibandakanya zonke. Umfundi wami obonayo uthanda imidwebo namashadi, umfundi wami ofunda ngezandla ujabulela izinto ezingokoqobo, futhi umfundi wami udla izifundo zecala." - ULisa, umama wezingane ezintathu.

Sibheke Ikusasa

Esimeni sanamuhla sezezimali esishintsha ngokushesha, ukulungiselela izingane zethu impumelelo yezezimali kubaluleke kakhulu kunangaphambili. I-Cryptocurrency, ukubhanga ngedijithali, nokuhweba nge-inthanethi bekungeyona ingxenye yemfundo yethu yezezimali yezingane kodwa bekubalulekile ekusaseni lezingane zethu.

Ngokuhlanganisa i-WorldofMoney ka-Wekeza ohlelweni lwakho lwezifundo zesikole sasekhaya, awugcini nje ngokufundisa izingane zakho ngemali - uzinika amandla olwazi nokuzethemba ukuze zibheke ikusasa lazo lezezimali ngempumelelo.

Ukuqalisa

Ingabe usukulungele ukuthuthukisa imfundo yezezimali yesikole sakho sasekhaya? Nali uhlelo lwakho lokusebenza:

1. Hlola ulwazi lwamanje lwezezimali lwengane yakho
2. Buyekeza ikharikhulamu ye-WorldofMoney yeqembu leminyaka yengane yakho
3. Beka eceleni isikhathi esizinikezele semfundo yezezimali ohlelweni lwakho
4. Dala indawo esekela ukusetshenziswa kwezifundo ngendlela engokoqobo
5. Lungela ukubuka ukuzethemba kwengane yakho ngokwezimali kukhula!

Khumbula, lonke uhambo olumangalisayo luqala ngesinyathelo esisodwa. Ukufaka imfundo ephelele yezezimali kukharikhulamu yesikole sakho sasekhaya kunikeza ingane yakho isipho esiyigugu esizoyizuzisa kukho konke ukuphila kwayo.

Cabanga emuva kuSarah no-Emma kusukela ekuqaleni kwendaba yethu. Ngemva kwezinyanga eziyisithupha elandela uhlelo lweWorldofMoney, u-Emma wenza izinqumo ezihlakaniphile mayelana nezinto zakhe zobuciko. Emihlanganweni yabo yamasonto onke yokubambisana, wafundisa ezinye izingane ezifunda ekhaya ngokonga kanye nokwenza ibhajethi. Ukuzethemba kwakhe ekuphatheni imali kwakhula, waze wasiza nomfowabo omncane ukuba aqale uhlelo lwakhe lokonga.

Imfundo yezezimali akudingeki ibe nzima noma ibe buthuntu. Ngendlela ye-Wekeza yentsha ngentsha, kuba uhambo oluhehayo lokuthola ulwazi olulungiselela izingane zakho impumelelo yomhlaba wangempela. Angithi phela isikole sasekhaya?

Qala uhambo lomndeni wakho lokufunda ngezezimali namuhla, futhi ubukele izingane zakho zithuthukisa ulwazi, amakhono, nokuzethemba ukuze uphathe imali ngokuhlakanipha futhi zakhe ikusasa lezezimali elivikelekile.